After storm damage, make sure everyone is safe, avoid downed lines, photograph everything, and get the roof tarped to stop more water from entering. Then have wet insulation, drywall, and flooring dried or removed quickly. Insurers expect you to take reasonable steps to prevent further damage.
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Atlanta's mature tree canopy is beautiful until a storm drops a limb through the roof. Spring thunderstorms, summer downpours, and tropical systems moving up from the Gulf can all drive water into attics, ceilings, and walls.
What to do after a storm
- Make sure everyone is safe and stay clear of downed power lines — report them to Georgia Power.
- Photograph roof, exterior, and interior damage before cleanup.
- Get the roof tarped or boarded up to prevent more water from entering. Insurers expect reasonable steps to prevent further damage.
- Place buckets under drips and poke a small hole in sagging, water-filled ceiling drywall over a bucket to relieve pressure — only if it's safe to do so.
- Start professional drying of wet insulation, drywall, and flooring.
Ceiling and attic water damage
Wet attic insulation loses its effectiveness and holds moisture against the ceiling drywall. It usually needs to be removed and replaced. Stained ceilings often need to be cut out, dried above, and patched — painting over a water stain without drying first invites mold.
Frequently asked questions
Who tarps a roof after a storm?
Many restoration and roofing companies offer emergency tarping and board-up. It's usually considered part of mitigating the loss under your homeowners claim.
Should I paint over a ceiling water stain?
Not until the leak is fixed and the ceiling and attic above are dry. Painting over damp drywall can trap moisture and lead to mold.
Does homeowners insurance cover a tree falling on my house?
Damage from a tree falling on an insured structure during a storm is commonly covered. Policies vary, so check yours and file promptly.